Mobile Wallet

service enabling to transfer FIAT currency to mobile wallet

List of all countries available for off-ramp to mobile wallet

GET https://sandbox.encryptus.co/v1/payout/bankwire/supportedcountries

200: OK list of supported countries for bank wires

401: Unauthorized

Display supported mobile wallet providers

GET https://sandbox.encryptus.co/v1/payout/bankwire/walletCodes?countryCode=<>

Path Parameter: countryCode in ISO Alpha 2 country code of the country selected for payout, eg. ID for Indonesia

200: Successfully fetched walletcodes! - JSON array

Name	Type	Description
walletName	string	Mobile Wallet provider name
providerCode	string	unique code identifying the mobile wallet provider, it is mandatory to submit transaction

400: Bad Request

Verify and save Mobile Wallet detail

POST https://sandbox.encryptus.co/v1/forensic/whitelist/mobileWallet

Encryptus confirms support of mobile wallet provider and mobile number for remittance and saves it under user

Request Body

Name	Type	Description
walletHolderName*	String	full name of the beneficiary as registered with with the wallet operator and the KYC document provided
mobile*	String	mobile number with country code connected with the mobile wallet to which funds will be transferred, eg. +63xxxxxxxxxx
provider*	String	unique code identifying the mobile wallet provider
country*	String	ISO Alpha 2 country code of the destination country. eg. ID for INDONESIA
fiatCurrency*	String	base fiat currency, base FIAT currency is "USD"
userEmail*	String	user email previously saved

200: OK Message: "verification Success"

400: Bad Request

Initiate KYC

GET https://sandbox.encryptus.co/v1/partners/kycurl

KYC is mandatory before a user proceeds to bank transfer, Encryptus performs sanctions screening and AML/CFT validations based on the submitted KYC/KYB information. NOTE: Mandatory previous step is user creation based on unique email address, refer to Onboard User for QuickRemit.

Path Parameters

Name	Type	Description
accountType*	String	Individual (Individual user) or Company (institutional users)

200: OK URL link where user completes automated user verification

401: Unauthorized

Submit details for quote based on Crypto

POST https://sandbox.encryptus.co/v1/payout/bankwire/quotebyquantity

quote calculated when user select cryptocurrency and it’s quantity

Request Body

Name	Type	Description
userEmail*	String	user email previously saved and linked to KYC profile
coin*	String	selected cryptocurrency, options available “USDT” or “USDC”
recipientRelationship*	String	relationship between user and beneficiary, only pre-approved value from reference table is accepted
remittancePurpose*	String	purpose of transaction, only pre-approved value from reference table is accepted
transferType*	String	type of service requested for quote, default value to be used: "WALLET"
msisdn*	String	mobile number with country code linked to the mobile wallet to which funds are to be transferred. eg. +63xxxxxxxxxx
accountNo	String	bank account that was previously saved / whitelisted with userEmail
requestCurrency*	String	fiat currency code in ISO 4217 format used for quote, eg. PHP for Philippines
sendingCurrency*	String	base fiat currency, base FIAT currency is "USD"
receivingCurrency*	String	fiat currency code in ISO 4217 format used for quote, eg. PHP for Philippines
receivingCountry*	String	ISO Alpha 2 country code of the destination country, eg. PH for Philippines
sendingCountry*	String	ISO Alpha 2 country code of the sending country, default value is "US"
quantity*	Number	quantity of cryptocurrency (reference to "coin") selected for quote

201: Created message: "Successfully created the quote!"

quote

Name	Type	Description
userEmail	string	reference to user account requesting the quote
quoteType	string	“fiat”
quoteID	string	unique ID generated for the quote
receivingAmount	number	amount in fiat currency of country
coinQuantityCharged	string	quantity/amount of cryptocurrency including fees charged for quote
fxRate	number	exchange rate used for converting crypto to FIAT (local currency)
bankWireFee	string	transaction fee charged for local fund transfer

400: Bad Request

Submit details for quote based on FIAT

POST https://sandbox.encryptus.co/v1/payout/bankwire/quotebyamount

quote calculated when user select FIAT currency and it’s amount

Request Body

Name	Type	Description
userEmail*	String	user email previously saved and linked to whitelisted bank account and KYC profile
coin*	String	selected cryptocurrency, options available “USDT” or “USDC”
recipientRelationship*	String	relationship between user and beneficiary, only pre-approved value from reference table is accepted
remittancePurpose*	String	purpose of transaction, only pre-approved value from reference table is accepted
transferType*	String	type of service requested for quote, default value to be used: "WALLET"
msisdn*	String	mobile number with country code linked to the mobile wallet to which funds are to be transferred. eg. +63xxxxxxxxxx
accountNo	String	bank account that was previously saved / whitelisted with userEmail
requestCurrency*	String	FIAT currency code in ISO 4217 format used for quote, eg. PHP for Philippines
sendingCurrency*	String	base fiat currency, default is "USD"
receivingCurrency*	String	fiat currency code in ISO 4217 format for the receiving bank account, eg. BRL for Brazil
receivingCountry*	String	ISO Alpha 2 country code of the destination country, eg. PH for Philippines
sendingCountry*	String	ISO Alpha 2 country code of the sending country, default value is "US"
amount*	Number	amount of FIAT Currency (reference to "receivingCurrency") selected for quote

201: Created message: "Successfully created the quote!"

quote

Name	Type	Description
userEmail	string	reference to user account requesting the quote
quoteType	string	“crypto”
quoteID	string	unique ID generated for the quote
receivingAmount	number	amount in local fiat currency
coinQuantityCharged	string	quantity/amount of cryptocurrency including fees charged for quote
fxRate	number	exchange rate used for converting crypto to FIAT (local currency)
bankWireFee	string	transaction fee charged for local fund transfer

400: Bad Request

Accept quote and submit order

POST https://sandbox.encryptus.co/v1/payout/bankwire/submitOrder/wallet

Request Body

Name	Type	Description
transactionType*	String	default transactions type is "p2p"
quoteId*	String	quoteId to be used for the transaction returned on the quote response
sourceOfFunds*	String	source of funds of sender, refer to table containing pre-approved values that will be accepted
sender_msisdn*	String	mobile number with country code linked to the mobile wallet to which funds are to be transferred. eg. +63xxxxxxxxxx
receiver_msisdn*	String	mobile number with country code linked to the mobile wallet to which funds are to be transferred. eg. +63xxxxxxxxxx
walletProviderName	String	name which indicates the mobile wallet operator
walletProviderCode*	String	code which indicates the mobile wallet operator
receiver_firstName*	String	first name of the beneficiary as registered with the bank and the KYC document provided
receiver_lastName*	String	last name of the beneficiary as registered with the bank and the KYC document provided

200: Successfully initiated the transaction!

order

Name	Type	Description
encryptus_order_id	string	system generated unique id for submitted transaction

400: Bad Request

Display order

GET https://sandbox.encryptus.co/v1/payout/bankwire/transactions

Request Body

Name	Type	Description
transactionStatus*	String

200: OK List of transactions

400: Bad Request

Approved Purpose for Transaction for Person to Person (p2p)

remittancePurpose
Education Support
Home Improvement
Gift
Salary
Savings
Real Estate

Approved Relationship between Sender and Recipient for Person to Person (p2p) transaction, third party transactions are not allowed with exception joint bank account

recipientRelationship
Self
Spouse
Son
Daughter
Mother
Father

Approved Source of Funds for Person to Person (p2p) transaction

sourceOfFunds
Salary
Savings
Lottery
Loan
Business Income
Others